Credit Analyst Resume

As someone applying for a credit analyst position, you’ll need a resume that showcases your experience with financial analysis. We’ve put together three credit analyst resume writing tips to help you get started.

June 13, 2024

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Credit Analyst Resume Template

Follow this resume format template to present your qualifications clearly.

[Your Name]

[Your Address], [City, State]

[Your Email Address] | [Your Phone Number]

[LinkedIn Profile] (optional)

Professional Summary

Credit Analyst with 4+ years’ experience developing and approving customer credit applications. Adept at creating opportunities for clients and managing credit decisions for corporate accounts. Seeking a position at Robert Half to provide competent credit analysis for lending activities, and reduce financial risk to your company.

Skills

Problem solving
Relationship building
Financial operations
Attention to detail
Strong work ethic
Report writing
Computer skills
Credit data analysis

Professional Experience

Credit Analyst

JP MORGAN CHASE – Tempe, AZ | May 20XX – Present

Analyze 20+ financial statements and credit requests weekly to determine the creditworthiness of applicants
Assess credit risks associated with applicant requests, determine repayment abilities, and relay findings to the manager
Increase revenue by $2 million by determining if customers are eligible for a credit limit increase after reviewing existing limits
Identify 50–100 potential customers to establish credit lines to by analyzing income statements and cash flows in relation to customer risk
Record a 21% decrease in overdue accounts in 2021 by resolving problems that prevent customers from paying

Credit Analyst

AVNET – Phoenix, AZ | August 20XX – April 20XX

Collaborated with credit associations and references to exchange credit information on clients, and prepared reports on the risks in lending money to certain clients
Stayed up-to-date on financial industry trends to make implementable recommendations about procedural/policy changes
Saved over $300,000 by identifying sources of overpayment, ensuring refunds, and conducting account corrections
Reduced credit application processing time by 15% through implementing new client review procedures

Education

Resume Genius University | Bachelor of Science in Finance

Graduation Date: May 20XX

Average credit analyst salaries in the US

The following table includes information from O*NET Resource Center by the U.S. Department of Labor, Employment and Training Administration (USDOL/ETA). Used under the CC BY 4.0 license, this data is pulled from the most recent US Bureau of Labor Statistics’ Employment & Earnings report (as of 10/16/2024), featuring the top states by use.

Average credit analyst annual salaries by state

State	Salary / Year
New York	$129,670
Texas	$74,080
California	$81,220
Florida	$76,780
Pennsylvania	$77,640
Illinois	$84,680
Ohio	$69,990
Georgia	$66,150
North Carolina	$89,710
Michigan	$67,460
National Average	$75,500

How to write a credit analyst resume

Credit analysts are responsible for analyzing financial statements and credit data in order to assess the level of risk associated with granting loans to individuals and businesses. As such, they need strong analytical skills and must be comfortable dealing with numbers.

Here are four tips on how to write a credit analyst resume that’ll impress hiring managers:

1. Start off with a strong resume introduction

Your resume introduction is one of the most important parts of your application, because it’s your first chance to capture a potential employer’s attention and encourage them to continue reading.

Include these elements on your credit analyst resume summary to grab hiring managers’ attention:

Job title and years of experience
Relevant skills
Major accomplishments
Career goals

Here’s an example of a resume summary from a candidate with a few years of experience in the field:

A credit analyst resume summary example for a candidate with over four years of experience — Immediately capture hiring managers’ attention with a well-written credit analyst resume summary

By concluding with a sentence about leveraging your skills to contribute to their business, you show employers that you’re serious about the job.

2. Highlight your most relevant skills

A credit analyst’s job duties range from analyzing financial statements to responding to customer complaints, meaning you’ll need a range of hard and soft skills to be successful in the role.

While hard skills are abilities that you gain through education and training, soft skills are natural qualities linked to your personality.

Here’s are a few example of skills to highlight on your credit analyst resume:

Highlighting both hard and soft skills on your resume is important because they demonstrate to employers that you have the appropriate credit knowledge and personality traits to excel at their company.

3. Use keywords from the job description

Attention to detail is a quality the most successful credit analysts have in common, so it’ll be a relevant keyword hiring managers look for in candidates.

Show employers that you’ve carefully read the job description and understand the needs of the company by adding resume keywords to your work experience section.

Resume keywords are words that describe the employer’s ideal candidate. So, if the job ad mentions that “analyzing credit data” is one of the main responsibilities of the role, include a resume bullet point that says:

Analyzed credit data to assess risk and make recommendations for loan approval or denial

Additionally, employers can tell which candidates send out generic applications and which tailor their resume to each job. By taking the time to adjust your credit analyst resume to fit the specific position you’re applying for, you’re more likely to stand out from other applicants.

Another reason to use keywords from the job ad is that they make your credit analyst resume more ATS-friendly, thereby reducing the risk of your resume being automatically rejected before a hiring manager gets the chance to look at it.

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