Credit Analyst Resume

Credit analysts are responsible for analyzing financial statements and credit data in order to assess the level of risk associated with granting loans to individuals and businesses. As such, they need strong analytical skills and must be comfortable dealing with numbers.

Here are four tips on how to write a credit analyst resume that’ll impress hiring managers:

1. Start off with a strong resume introduction

Your resume introduction is one of the most important parts of your application, because it’s your first chance to capture a potential employer’s attention and encourage them to continue reading.

Include these elements on your credit analyst resume summary to grab hiring managers’ attention:

1. Job title and years of experience
2. Relevant skills
3. Major accomplishments
4. Career goals

Here’s an example of a resume summary from a candidate with a few years of experience in the field:

By concluding with a sentence about leveraging your skills to contribute to their business, you show employers that you’re serious about the job.

2. Highlight your most relevant skills

A credit analyst’s job duties range from analyzing financial statements to responding to customer complaints, meaning you’ll need a range of hard and soft skills to be successful in the role.

While hard skills are abilities that you gain through education and training, soft skills are natural qualities linked to your personality.

Here’s are a few example of skills to highlight on your credit analyst resume:

Hard skills

• Financial analysis
• Loan presentation preparation
• Report writing
• Knowledge of credit policy and administration
• Credit data analysis
• CRM software (Redtail, Salesforce, Zoho)
• Computer skills
• SAP

Soft skills

• Critical thinking
• Attention to detail
• Stress management
• Customer service skills
• Time management skills
• Negotiation
• Problem solving
• Multitasking

Highlighting both hard and soft skills on your resume is important because they demonstrate to employers that you have the appropriate credit knowledge and personality traits to excel at their company.

3. Use keywords from the job description

Attention to detail is a quality the most successful credit analysts have in common, so it’ll be a relevant keyword  hiring managers look for in candidates.

Show employers that you’ve carefully read the job description and understand the needs of the company by adding resume keywords to your work experience section.

Resume keywords are words that describe the employer’s ideal candidate. So, if the job ad mentions that “analyzing credit data” is one of the main responsibilities of the role, include a resume bullet point that says:

Analyzed credit data to assess risk and make recommendations for loan approval or denial

Additionally, employers can tell which candidates send out generic applications and which tailor their resume to each job. By taking the time to adjust your credit analyst resume to fit the specific position you’re applying for, you’re more likely to stand out from other applicants.