Summary
Credit Analyst with 4+ years’ experience developing and approving customer credit applications. Adept at creating opportunities for clients and managing credit decisions for corporate accounts. Seeking a position at Robert Half to provide competent credit analysis for lending activities, and reduce financial risk to your company.
Professional Experience
JP MORGAN CHASE – Tempe, AZ
Credit Analyst, September 2020 – Present
- Analyze 20+ financial statements and credit requests weekly to determine the creditworthiness of applicants
- Assess credit risks associated with applicant requests, determine repayment abilities, and relay findings to the manager
- Increase revenue by $2 million by determining if customers are eligible for a credit limit increase after reviewing existing limits
- Identify 50–100 potential customers to establish credit lines to by analyzing income statements and cash flows in relation to customer risk
- Record a 21% decrease in overdue accounts in 2021 by resolving problems that prevent customers from paying
AVNET – Phoenix, AZ
Credit Analyst, June 2018 – August 2020
- Collaborated with credit associations and references to exchange credit information on clients, and prepared reports on the risks in lending money to certain clients
- Stayed up-to-date on financial industry trends to make implementable recommendations about procedural/policy changes
- Saved over $300,000 by identifying sources of overpayment, ensuring refunds, and conducting account corrections
- Reduced credit application processing time by 15% through implementing new client review procedures
Education
ARIZONA STATE UNIVERSITY – Tempe, AZ
Bachelor Of Science in Finance, May 2018
- Honors: summa cum laude
Key Skills
- Problem solving
- Relationship building
- Financial operations
- Attention to detail
- Strong work ethic
- Report writing
- Computer skills
- Credit data analysis