Loan Officer Resume Example


Learn to write a convincing loan officer resume or use our free resume template to build your own for the competitive banking industry.
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Loan Officer Resume Template
Don’t forget to use a resume format that effectively emphasizes your strengths and achievements.
[Your Name]
[Your Address], [City, State]
[Your Email Address] | [Your Phone Number]
[LinkedIn Profile] (optional)
Professional Summary
Accomplished senior loan officer of 5+ years’ experience with a track record of facilitating all aspects of mortgage lending procedures while offering exceptional customer service in compliance with established policies. Currently in the process of acquiring a Mortgage Underwriting Certification from the State of Florida Notary Public. Adept at prospecting potential borrowers and uncovering new loan opportunities. Excellent communication, multitasking, and interpersonal skills across all organizational levels.
Skills
- Expert in Microsoft Office, with a focus on Excel
- Expert in amortization loan software and FAS Loan
- Service Plus
- Proficient in financial software (VueCentric MortgageDashboard)
- Solid knowledge of FHA guidelines
- Strong interpersonal abilities
- Excellent time management skills
Professional Experience
American Financial Network, Inc.
Sr. Loan Officer | Brea, CA | May 20XX – Present
- Approve and deny clients’ loan applications after inspecting the status of applicants
- Identify clients’ needs and provide recommendations regarding the right loan product while catering to possible risks in loan procedure, boosting efficiency by 15%
- Received Loan Officer of the Month Award for identifying and resolving mistakes of all 45 closers that month, upholding the company’s brand value
- Oversaw 30–50 loans per month on average, and assured accuracy of loan processing functions based on underwriting conditions
First Guaranty Mortgage Corporation
Remote Loan Closer & Operations Analyst | Fort Lauderdale, FL | August 20XX – April 20XX
- Increased the number of loans in the company’s portfolio to 235 by collaborating with operational peers
- Administered loans based on underwriting conditions for managing closing packages, attaining 100% accuracy
- Directed a team of 5+ members to execute and validate the accuracy of all documents
- Monitored new types of loans and other financial services and products to fulfill customer needs
- Interpreted new loan policies and guided clients through loan options
Education
Resume Genius University | Bachelor of Science in Financial Services
Graduation Date: May 20XX
Average loan officer salaries in the US
The following table includes information from O*NET Resource Center by the U.S. Department of Labor, Employment and Training Administration (USDOL/ETA). Used under the CC BY 4.0 license. The data is presented based on the top states in the United States.
Average loan officer annual salaries by state
State | Salary / Year |
---|---|
California | $73,380 |
Texas | $65,850 |
Florida | $65,560 |
New York | $97,300 |
Pennsylvania | $64,230 |
Illinois | $75,250 |
Ohio | $63,320 |
Georgia | $77,050 |
North Carolina | $67,240 |
Michigan | $73,080 |
National Average | $70,692 |
How To Write a Loan Officer Resume
Whether you’re looking for a job as a commercial loan officer, a consumer loan officer, or a mortgage loan officer, you’ll need a compelling resume to build your career in a competitive industry like finance.
Use these four writing tips to write a loan officer resume that improves your chances of landing an interview.
1. Stand out with a convincing resume introduction
To catch a hiring manager’s attention in seven seconds before they lose interest, you’ll need to write an impactful resume introduction.
If you have over two years of relevant experience, a resume summary is the best type of resume introduction to establish yourself as a competitive candidate. Your resume summary should include your:
- job title
- years of experience
- top skills
- greatest accomplishments
Here’s an example of a loan officer resume summary that effectively communicates the applicant’s track record as an expert in their field:
A resume summary should be no longer than five sentences and should highlight your job-relevant qualifications:
- work history
- certifications and licenses
- achievements
- skills
If you have less than two years of experience or are a professional changing careers, use a resume objective instead of a resume summary to shift the focus to your relevant transferable skills rather than your industry experience.
2. Build trust by quantifying your experience
As a loan officer, you’ll be in charge of significant sums of money. So quantify your experience with hard numbers to let hiring managers see that you’re able to use numbers with accuracy and confidence.
For example, demonstrate how much money you saved at your last company. You can also show how much you increased revenue and decreased loan processing times, or how many new clients you brought in.
Here’s one way to use numbers in your loan officer resume’s work experience section:
By backing up your claims with hard data, you show hiring managers what you can bring to their team.
3. Showcase your loan officer skills with a balance of hard and soft skills
While hard skills (technical skills learned through training, like software expertise) are essential to get the job done, loan officers must also have excellent soft skills (personality traits like people skills) to secure new business from interested borrowers.
Read the loan officer job description carefully and identify which skills the hiring manager requires for the position. Then, list these in the skills section of your resume.
Here are examples of top hard and soft skills for your loan officer resume:
- Accounting
- Accounting software (Bottom Line LoanMaster Loan Servicing, Financial Industry Computer Systems Loan Accountant)
- Banking knowledge
- Business operations
- Credit evaluation
- Financial analysis
- Financial software (Delphi Discovery, Experian Credinomics, VueCentric MortgageDashboard)
- Tax software
- Knowledge of FHA guidelines
- Loan processing
- Mortgage loan processing (for mortgage originators)
- Microsoft Office
- Analytical thinking
- Administrative skills
- Active listening
- Attention to detail
- Customer service skills
- Interpersonal skills
- Language skills
- Problem-solving
- Organizational skills
- Time management
- Telephone skills
- Verbal and written communication skills
Loan officers need to be able to communicate with customers from different nationalities, education levels, and backgrounds. So list foreign language skills on your resume to increase your competitiveness.
4. Write an ATS-friendly resume
Over 99% of companies use Applicant Tracking Systems (ATS) software to filter out unqualified applicants. However, sometimes this software also eliminates eligible job applicants.
So include keywords from the job description in your work experience and skills section to ensure you submit an ATS-friendly resume. This helps reduce the risk of your resume getting rejected before it ever reaches a hiring manager’s desk.

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